Public Liability covers you against claims made by the public or other businesses against you for example if you injure a person or damage property in the course of your work. Holding valid Public Liability Insurance is often a requirement of working or subcontracting to another company. The limits are between £1 million and £5 million and the premiums are based on turnover and number of employees.
If your business employs any staff, including part-time staff, trainees or sub-contractors you are required to have this cover by law. Employers’ Liability is usually set at £10 million as standard. This will cover you if one of your employees is injured at work or they or a former employee becomes ill as a result of their work while in your employment.
This is usually combined with other covers such as Public Liability or as part of a Combined policy.
We can arrange cover for a wide range of trades so please contact us with your requirements.
"Just to say it’s been a pleasure doing business with you which makes a refreshing change in this crazy world we live in."
We passionately believe that good service does not occur annually at renewal time, but all year round. Our experienced staff are on hand to provide advice and guidance on all types of claims.
MID Database update information for insurance providers
Use the information in this table to update records held on the MID Database - Note this is for Motor Fleet and Motor Trade policy holders only to update the UK Motor Insurance Database.
© Fletcher Smith Insurance. 2019. Terms of Business Agreement
East Pennine Insurance Consultants Limited is authorised and regulated by the Financial Conduct Authority under register number 506481 and holds Interim Permission as a Credit Broker (interim permission number: 634031). East Pennine Insurance Consultants Limited does not charge any fees to customers in relation to Credit Broking activities.