If your Retail Business is your livelihood then you’ll want to make sure that you’re fully protected. We understand that as a small business owner you probably spend most of your time in your business and may not have the time to search for the right cover at the right price. That’s where we come in. We will find you the most appropriate cover for the most competitive premium.

We usually arrange Retail Insurance policies in a packaged policy which meets the needs of most small to medium sized Shops, Salons, Restaurants, Cafes, Hotels and selected Public Houses. Cover includes:

  • Buildings and/or contents
  • Public liability
  • Employers liability
  • Personal assault
  • Money
  • Accidental damage
  • Business interruption
  • Personal Assault

We can also arrange wider levels of cover or tailor it to your trade e.g. treatment cover for hairdressers, loss of licence for bars, pubs or restaurants.


"Just to say it’s been a pleasure doing business with you which makes a refreshing change in this crazy world we live in."

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We passionately believe that good service does not occur annually at renewal time, but all year round. Our experienced staff are on hand to provide advice and guidance on all types of claims.

MID Information & Updates

MID Database update information for insurance providers
Use the information in this table to update records held on the MID Database - Note this is for Motor Fleet and Motor Trade policy holders only to update the UK Motor Insurance Database.
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© Fletcher Smith Insurance. 2019. Terms of Business Agreement

East Pennine Insurance Consultants Limited is authorised and regulated by the Financial Conduct Authority under register number 506481 and holds Interim Permission as a Credit Broker (interim permission number: 634031). East Pennine Insurance Consultants Limited does not charge any fees to customers in relation to Credit Broking activities.